Now that Christmas 2017 has come and gone and 2018 is just around the corner, many Jamaicans at home and abroad will find themselves in the same or worst financial position than when they started 2017. The late nights and long hours of hustling has not yielded the financial breakthrough they had hoped to achieve.
This amid the fact that Jamaicans are some of the most entrepreneurial people in the world and also the hardest working. There’s even a joke about our work ethic! Tell someone you work three jobs and the response will most certainly be – “you sound like a Jamaican!” So why has it been so difficult for Jamaicans who work so hard to become financially secure? The answer is simple.
A majority of Jamaicans have a 9to5 for the sole reason of getting a paycheck. If they start a business, it is out of necessity and not by design. In other words, most Jamaicans expend their energies because they need to “make ends meet,” which, I must confess they accomplish flawlessly on a daily basis. However, it comes at a high cost which keeps them forever in a downward cycle of mounting debt.
#Daily meditations for becoming debt free in 2018.
Here are four (4) New Years resolutions you can make for 2018 that will transform your life and help you to achieve financial and psychological freedom in the years to come.
Decide On Your Chief Aim
Spend a few minutes or an entire day if necessary, to decide what your definite aim in life will be. Take keen note of the word “definite.” If your aim in life is vague your achievements will also be vague. Think about WHAT you want, WHEN you want it, WHY you want it and HOW you intend to get it.
A definite purpose is something that you must create for yourself. No one else will create it for you and it will not create itself. What are you going to do about it? and when? and how? – Napoleon Hill
Write A Clear, Concise Statement
After you have determined what your major goal is, write it down on a piece of paper or have it printed and placed somewhere you can easily see it. Read it daily until you’ve committed it to memory and it becomes part of your person. By doing this, you will separate yourself from the 95% of people who are drifting aimlessly through life, without knowing themselves or their purpose.
Here’s an example of a clear, concise statement you can use as reference:
I, Bruce Lee, will be the first highest paid Oriental superstar in the United States. In return I will give the most exciting performances and render the best quality in the capacity of an actor. Starting 1970, I will achieve world fame and from then onwards till the end of 1980 I will have in my possession $10,000,000. I will live the way I please and achieve inner harmony and happiness.
*For more information on setting a Definite Chief Aim read The Laws of Success: The Fifteen Principles To Winning by Napoleon Hill.
Create A Master Plan
At this point, you need to determine what you actually need to do to achieve your stated goal by working out a master plan. Maybe you’ll have to wake up an hour earlier to finish your assignment and upload online before going to work, or spend your weekends learning to code. “To succeed, you have to schedule your goals and make them part of your life,” says life coach Laura Berman Fortgang, author of Living Your Best Life.
Put a system in place that will support change by giving you the structure you need.
Make Friendly Alliances
The fourth and final step is to seek out and work with people who will help you to carry out the plans you have outlined in order to turn your definite chief aim into a reality. Find people who truly have your highest and best interests at heart and who will co-operate with you. Each person you choose, should be fully acquainted with the nature of your mission and be dedicated to helping you achieve it.
You can do it if you believe you can!
New Year’s resolutions can be tough to keep and making a life goal when all odds seem to be against you might be daunting. The world is full of doubting Thomases, however, if you believe in your capabilities and approach each day with confidence, this will be one New Years Resolution that will have immeasurable impact on your wealth, health and well being in the years to come.
Anyone can start, but only the thoroughbred will finish!
Master Plan example:
Definite Chief Aim: I will be the best and largest ginger farmer in Jamaica (What), producing millions of pounds to be sold locally and internationally (Why) and grossing $50,000,000 JMD per year by 2025 (When) by utilizing the best and latest technology in farming and hiring dedicated and smart people to work with me (How).
Master Plan (basic): I currently have in my possession a half-acre of ginger. I will grow, reap and sell 50% of the crop, use that money to buy additional ginger suckers so that I can reap 1 acre of ginger next year, etc.,